Workers’ compensation is a system of benefits used by states to compensate employees of private and government employers when they are injured at work. In the state of Massachusetts, the Department of Industrial Accidents (DIA) oversees the workers’ compensation system. Workers’ compensation insurance covers almost all employees in Massachusetts. To be compensable the injury must occur within the course and scope of the employment. Being injured by falling debris while leaving the constructions site, you would have a workman’s comp claim. You might also have a third party personal injury claim against whoever caused the debris to be falling, if it were dropped by someone other than your employer. You are entitled to file for workers compensation benefits if you suffer a work-related injury or illness, or are a dependent of a worker killed on the job. Employers are required to visibly display the name and address of its Workers’