If you are disabled and unable to work, you may be eligible to receive social security disability benefits. The application process and qualification requirements is complicated, but the benefits are designed to be there as a safety net for qualified people who need them. If you are considering applying for social security disability, or if you have already applied but were denied coverage, here are three important things to know: 1. Definition of “disability”. While a disability income insurance policy provided by your employer or purchased through your insurance agent may offer coverage for short-term disabilities or partial disabilities, the social security administration uses a strict definition of “disability” that excludes many disabilities covered under private insurance. To qualify for social security disability benefits, your disability must be expected to last one year or more, or expected to result in your death) that prevents you from working in any occupation.

When you are injured on someone else’s property, you can sometimes sue for premises liability. Massachusetts law expects business and property owners to maintain a reasonably safe environment for anyone who steps foot on the premise. Failure to uphold that expectation may result s in premises liability claims, in which the business or property owner may be found responsible for the injury. Most However, the law surrounding premises liability is not as simple as compensating people who suffer injury on someone else’s property. 

Filing a workers’ compensation claim can be anything but simple. Having to deal with forms, dates, doctor visits, and insurance companies can almost be even more of a pain than what you’re already experiencing. Here are a few fast facts from the Massachusetts Labor and Workforce Development website that you should know when dealing with a workers’ comp claim: It can take up to 28 days for your employer’s insurance company to get a check to you for your injuries. If your employer’s insurance company requests to send you to one of their doctors for evaluation (even if you’ve already seen your primary care physician), you do have to keep that appointment or risk your benefits being terminated. If your employer does not have workers’ comp insurance, you have the right to sue your employer in a civil suit, and file a claim for worker’s compensation benefits from the Worker’s Compensation Trust Fund.